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U.S. CREDIT CARDS, CLEARLY EXPLAINED

Cash back — U.S. Credit Cards

Explore U.S. credit cards by your situation, credit history and everyday needs.

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✓ No SSN or account numbers collected · Apply on issuer websites

Credit Cards Without an SSN: A Step-by-Step Starting Guide →New to the U.S.: From Arrival to Your First Credit Card →Student Credit Cards: A Checklist for International Students →

Identity, visa, income and documents

These are cards to investigate, not a finding that your visa/income qualifies or that you will be approved. Check each card’s evidence, documents and actual bank route.

Cards for your situation

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Choose status and amounts only. Do not enter SSN/ITIN numbers, passport numbers or upload documents here. Answers are processed in this browser and are not submitted by this tool.

EXPLORE YOUR OPTIONS

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Issuer terms control fees, rewards and eligibility. Unverified terms are not shown as confirmed amounts. Categories do not guarantee approval.

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START WITH CONFIDENCE

New to the U.S.? Start here.

No SSN: where do I start?＋

Some issuers accept alternative identity documents for certain products or application channels. Check the exact product with the issuer. Publicly listed cards are not proof of eligibility.

Read the full step-by-step guide →
SSN and ITIN: what is different?＋

An SSN is a Social Security number; an ITIN is a federal tax processing number. Having an ITIN does not establish that a particular issuer accepts it for a card application.

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Secured card or prepaid card?＋

A secured credit card requires a security deposit and is a credit account. A prepaid card uses money loaded in advance and is not a credit account. Check credit reporting and all fees with the provider.

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Understand statements and payment dates＋

Review the statement balance, minimum payment and due date every month. Paying only the minimum may leave a balance that incurs interest. Check your card agreement and consider payment reminders.

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Student cards and international students＋

A student card label does not establish international student eligibility. Confirm enrollment, identity documents, address, income requirements and the application channel with the issuer.

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Does my bank account help?＋

You can browse cards from your existing bank, but an account alone does not establish card eligibility or guarantee approval. The issuer reviews its own application criteria.

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2Compare cards
3Apply on the issuer website

U.S. Credit Cards by Bank & Issuer