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连接全球机遇，成就您的美国梦想
您在美国生活和
创业的金融伙伴
Your Financial Partner for Life and Business in the U.S.
信用卡、银行账户、转账汇款、卖家资金解决方案， 为亚洲用户提供最简单、最安全、最可靠的金融服务。
Credit Cards, Bank Accounts, Money Transfers, Seller Funding — Simple, Safe and Reliable Financial Solutions for Asian Users.
No SSN Required
For Students & New Immigrants
Fast Seller Funding
CN & EN Support
留学生 & 新移民推荐信用卡
Top Credit Cards for Students & New Immigrants
更多 / More ›Top Pick
Discover it® Student Cash Back
- 年费
Annual Fee - $0
- 欢迎奖励
Welcome Bonus - $50
- 奖励率
Rewards Rate - Up to 5%
- 信用分数要求
Credit Score Needed - Good
- 无需SSN
- ✓
- 可用ITIN
- ✓
Top Pick
Bank of America® Travel Rewards for Students
- 年费
Annual Fee - $0
- 欢迎奖励
Welcome Bonus - 25,000 points
- 奖励率
Rewards Rate - 1.5x
- 信用分数要求
Credit Score Needed - Good
- 无需SSN
- ×
- 可用ITIN
- ✓
Top Pick
Capital One Platinum Secured Card
- 年费
Annual Fee - $0
- 欢迎奖励
Welcome Bonus - -
- 奖励率
Rewards Rate - -
- 信用分数要求
Credit Score Needed - Fair
- 无需SSN
- ×
- 可用ITIN
- ✓
汇款服务比较
Money Transfer Comparison
更多 / More ›| 服务 Service | 汇率 Rate | 费用 Fee | 到账时间 Delivery |
|---|---|---|---|
| Wise | 7.2361 | $4.48 | 几分钟 Minutes |
| Remitly | 7.2276 | $3.99 | 几小时 Hours |
| WorldRemit | 7.2150 | $4.99 | 几小时 Hours |
| XTransfer | 7.2105 | $0 | 几小时 Hours |
| Bank Transfer | 7.1800 | $15~30 | 1~3 天 Days |
Compare More Services
卖家资金预估计算器
Seller Funding Simulator
输入您的销售和库存信息，预估可获得的资金。
Enter your sales and inventory info to estimate funding.
Seller Advance Simulator
Estimate a possible early settlement limit based on verified monthly sales and inventory value.
新移民金融路线图
Immigrant Financial Roadmap
更多 / More ›Before Arrival
Prepare passport, school/business documents, U.S. address plan, and banking checklist.
First 30 Days
Open checking account, get debit card, set up phone number, rent and utility records.
Month 1-3
Apply for secured or student-friendly credit card. Keep utilization low.
Month 3-6
Track FICO/credit reports, avoid unnecessary hard inquiries, pay in full.
Month 6-12
Upgrade to better cashback/travel card and build long-term credit profile.
Start My Journey
数据加密保护您的信息安全。
连接美国、中国、亚洲及全球金融机构。
中文/英文支持，了解您的需求。
7x24小时客服支持。